Understanding the financial impact of timeshare ownership. The true cost extends far beyond the initial purchase price – learn what you need to know to make sound financial decisions.
Educational Topics
Annual maintenance fees are one of the most significant ongoing costs of timeshare ownership. These fees typically increase 5-8% each year and are mandatory regardless of whether you use your timeshare.
A typical maintenance fee starts at $1,000-$1,500 annually. Over 20 years with 5% annual increases, you'll pay over $35,000 in maintenance fees alone. These fees can never be escaped as long as you own the timeshare, and they continue to rise even during economic downturns.
Beyond regular maintenance fees, timeshare owners face unexpected special assessments for property improvements, hurricane damage, or major repairs that can add thousands to your annual costs.
Special assessments are unpredictable charges that the resort can levy at any time. These can range from $500 to $5,000+ per occurrence. Combined with exchange fees ($200-300), booking fees ($50-100), and property taxes, the true cost of ownership far exceeds initial estimates.
Unlike real estate, timeshares depreciate rapidly. Most lose 50-70% of their value the moment you purchase, making them one of the worst investments you can make.
A $20,000 timeshare purchase is typically worth $2,000-$4,000 on the resale market immediately after purchase. This massive depreciation means you're locked into a depreciating asset with rising annual costs, making it nearly impossible to recover your investment.
Total 20-Year Cost
$99,179
This same amount could fund 24+ luxury family vacations with complete flexibility and no long-term obligations.
Our Consumer Protection Advocacy Method has helped countless families successfully cancel their timeshare contracts. Let us help you too.
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